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What is an Strategy?

What is an Strategy?

Here is the way to define Strategy!   Strategy is a set of choices obtain from analysis that aimed at positioning the organization for obtaining superior results on the long t ...

How do you prioritize what you should save for in life, how you handle debt and what to be ready for financially?

How do you prioritize what you should save for in life, how you handle debt and what to be ready for financially?

This is a somewhat generalized list and will not apply to everyone, but these are some good ordered steps to take if you're trying to get out of debt or simply manage your finances ...

Not satisfied with your 401k options? You can change them!

Not satisfied with your 401k options? You can change them!

A few years ago the small firm I was working for at the time rolled out a a new 401k program. I was initially ecstatic, as the company was matching contributions at 3% and I was ab ...

Bitcoin Bubble?

Bitcoin Bubble?

Bitcoins are interesting as they don't produce income like equities, bonds, or property, but they're a lot more useful than gold, which varies in popularity as an investment option ...

Want to get your business on Shark Tank?

Want to get your business on Shark Tank?

The opportunity to feature your business on the show Shark Tank is one that any business owner would relish. Here’s a rundown of the process as explained by an anonymous business o ...

Need to hire an assistant? Here are a few guidelines before you do.

Need to hire an assistant? Here are a few guidelines before you do.

Before you post a help wanted ad: 1. Make a list of very specific tasks that would have to be done by your new assistant. (Filing? Answering emails? Other?) 2. Talk to a payroll se ...

What are good ways to “do your homework” and research a company properly?

What are good ways to “do your homework” and research a company properly?

Google, Glassdoor.com, company’s website, and all their social media accounts are the best places to start. You should also read up on the company’s most recent press releases, fig ...

How do you prioritize what you should save for in life, how you handle debt and what to be ready for financially?

This is a somewhat generalized list and will not apply to everyone, but these are some good ordered steps to take if you're trying to get out of debt or simply manage your finances more effectively. 1-2 months emergency fund. Tackle high interest debt aggressively, starting with highest interest debt first and leaving "lower interest debt" for later (this is somewhat subjective, but I would consider anythin ...

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Not satisfied with your 401k options? You can change them!

A few years ago the small firm I was working for at the time rolled out a a new 401k program. I was initially ecstatic, as the company was matching contributions at 3% and I was able to start putting more money toward retirement. After some research however, I realized that all of the available funds had quite high expense ratios compared to some of the funds at Janus, Vanguard, Fidelity and a few other hig ...

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Is it too late to counteroffer a salary you’ve already accepted verbally?

My friend Andy went to a second interview recently, not expecting the company to extend him an offer that day. He hadn't done extensive research on the salary and didn't know the full position requirements, and was surprised when he was offered the position and a salary. As he’s a bit green career-wise and this was Andy’s first job offer after graduation, he accepted on the spot, not knowing what else to do ...

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Paypal may eventually implement Bitcoins as a funding instrument

Here’s a quote from a few months back by David Marcus, president of PayPal. “I think here, for us at PayPal, it's just a question of whether Bitcoin will make its way to PayPal's funding instrument or not, and we're kind of thinking about it right now.” This would be very big news if and when it happens. If PayPal accepts Bitcoin as a funding instrument, it will open up the flood gates for spending Bitcoin ...

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Should you make extra payments on a mortgage if you can earn a higher return than your interest rate?

30 year mortgage at 4.5% interest. Over the long term, a diversified investment portfolio should  be able to provide around a 5% annualized return. The 5% is not a guarantee, but past performance indicates that the probability of achieving this is good. When you take on a mortgage, real estate become an aspect of your portfolio, so you need to take into account any other real estate holdings, whether physic ...

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